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První studentská půjčka v řetězci se právě stala.
Tokenizované. Výdělek 16%.
Lidé říkali, že to nebude fungovat.
Ale fungovalo to.
Nyní se zeptejte: co se stane, když se studentský dluh ve výši 3 bilionů dolarů přesune do řetězce?
4. 5. 2025
Wait… someone actually brought student loans on-chain?
And made them investable??
Pencil Finance might be the weirdest (and smartest?) RWA I’ve seen in a minute.
> Lenders tokenize real student loans
> Investors pick a tranche (fixed vs high yield)
> Capital goes to students
> Repayments stream back transparently
> Everyone wins (except TradFi lol)
You’re not farming cartoon tokens.
You’re funding real people. Getting real yield. Backed by real-world debt.
First loan’s already live. $10M committed.
Built on EDU Chain. Backed by Animoca, HackQuest, and Open Campus.
This might actually be what RWAs were supposed to be.
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