Der erste On-Chain-Studienkredit ist gerade passiert. Tokenisiert. Verdient 16%. Die Leute sagten, es würde nicht funktionieren. Aber es hat funktioniert. Jetzt frag dich: Was passiert, wenn $3 Billionen an Studentenschulden On-Chain gehen?
Pix🔎
Pix🔎4. Mai 2025
Wait… someone actually brought student loans on-chain? And made them investable?? Pencil Finance might be the weirdest (and smartest?) RWA I’ve seen in a minute. > Lenders tokenize real student loans > Investors pick a tranche (fixed vs high yield) > Capital goes to students > Repayments stream back transparently > Everyone wins (except TradFi lol) You’re not farming cartoon tokens. You’re funding real people. Getting real yield. Backed by real-world debt. First loan’s already live. $10M committed. Built on EDU Chain. Backed by Animoca, HackQuest, and Open Campus. This might actually be what RWAs were supposed to be.
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