We talked to Micky Malka (@mickymalka), the founder of Ribbit Capital and early backer of Coinbase, Robinhood, Bridge about what’s coming next. "I’m more excited for the next decade than the last." “Everything is a token. We call it the token factory revolution; tokenizing information, money, and power.” AI, payments, and financial services are converging fast, and tokens are becoming the raw material for decision-making, coordination, and access. Micky sees a new stack forming where every company is either building, supplying, or orchestrating tokens. And he bets on a generation of young founders who are native to this shift: “Their brains are just faster. The best ones are already building access tokens, expert tokens, asset tokens… stablecoins were only the first chapter.”