Today, in collaboration with @MorphoLabs, we're introducing Embedded Crypto-Backed Loans. A new way for wallets, exchanges, and fintech applications to offer instant, non-custodial, and web2-like stablecoin loans directly in their products. Available now on @arbitrum, @0xPolygon, @optimism, @base, and @Scroll_ZKP. Coming soon to @katana. 👇

Read the full announcement ↓

Embedded Crypto-Backed Loans are enabled by combining Morpho’s decentralized lending protocol with Gelato’s Smart Wallet SDK (EIP-7702, gas abstraction, embedded wallets) into a single embeddable toolkit. Launch crypto-backed lending in days without building custody, infra, or auth.

For your users, the flow is simple: ⬩ Create a smart wallet in one click with email or social ⬩ Deposit crypto, like BTC, as collateral ⬩ Borrow USDC instantly ⬩ Repay anytime ⬩ No credit checks or KYC All within your app. No seed phrases. No gas fees. No wallet popups.

🛠️ Under the hood: ⬩ Lending infrastructure by @MorphoLabs ⬩ Smart Wallet SDK by Gelato Crypto-backed loans are fully non-custodial, onchain, embeddable, and simple to integrate. No infra to build, smart contracts to write, or funds to custody.

📌 Key features: ⬩ Borrow USDC instantly ⬩ One-click user onboarding ⬩ Fully embedded and white labeled UX ⬩ No custody required ⬩ Gasless by default

🔒 Coming soon: ⬩ Passkey authentication ⬩ Multi-signer 2FA with licensed custodians ⬩ Onchain recovery modules All integrated directly into the SDK’s smart contract stack.

🌐 Crypto-backed loans are now available to any platform, powered by the same lending protocol trusted by Coinbase. Now live in beta on @arbitrum, @0xPolygon, @optimism, @base, and @Scroll_ZKP. Soon on @katana. Support for additional chains coming soon.

Try the full lending experience 👇

Ready to offer onchain lending in your product? Crypto-backed loans are live. Plug in and launch. ⬩ 📓 Get started: ⬩ 📬 Reach out: