tradfi rails are still proper garbage i tried to do a wire for the first time in a while: - need to go IRL - regular ID was not enough, need passport because it's international (to Canada) - 2pm cut off time if international - 3-5 business days transfer time - fee == 100+ gwei even if you wise... you still have to go in person to send to wise's intermediary account there's no doubt in my mind that for even this reason alone crypto will win trillions.