🇺🇸 CRYPTO + MORTGAGE = NEW RULES INCOMING? Lawmakers just dropped H.R. 4374, a bill that could let your crypto holdings count during mortgage approvals. 🔹 Current System: (📉 slow & inefficient) Crypto → Sell → Wait 2–3 months → Use in mortgage 🔹 Proposed System: (📈 efficient & borrower-friendly) Crypto in brokerage account = Directly usable for credit checks, reserves & repayment Crypto (on regulated exchange) ≥ Reserve Requirement ➝ Eligible for Mortgage The bill aims to force lenders & regulators to update systems and recognize crypto balances without needing liquidation. 🏛️ It’s now being reviewed by the House Financial Services & Veterans’ Affairs Committees. 💭 If passed, this could be a major win for crypto holders entering the housing market. Are traditional banks finally waking up to the new money?
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