One thing will be clear to everyone in crypto in 6-18 months. 1. Financial engineering is useful when done right 2. Financial engineering almost always is abused 3. The entire business model of Wall Street is to collect fees for facilitating risk transfer between two willing counterparties 4. The only religion of Wall Street is to collect fees 5. All the criticisms of the crypto industry apply to Wall Street because this time the bubble will be created by Wall Street 6. This is the only way because crypto rails are the future of Wall Street The end.