rethinking the ‘make it’ number, not as an exit point, but as a dynamic threshold for long term holding: instead of framing your portfolio goals as an arbitrary retirement number (once I hit $10m i’ll cash out and retire) i’ve come to realize that there are very few assets I’d like to “cash out” to… cashing out to what? stonks? t-bills? low cost index funds? real estate? gold all are inferior to BTC, ETH and PENDLE the “make it” strategy that seems much more appealing is twofold: - accumulation of long term crypto holdings - taking profit into fiat only on any holdings OVER a set fiat target for the portfolio e.g. $3m portfolio target -> portfolio hits $3.2m -> take profit on $0.2m into: -> 50% long term crypto holdings -> 50% fiat if the portfolio dips below your target, no action if it rises above, you trim back to your number, harvesting real world optionality without losing core exposure