Everyone’s excited about agentic commerce. What if we aimed higher? In this clip from Not Fintech Investment Advice from the @FintechTakes Takes podcast, I floated a (slightly ranty) idea: Before we build agents that help consumers spend more efficiently ... can we build agents that help them make better financial decisions? E-commerce doesn’t need more optimization. But banking? Budgeting? Wealth management? That’s where real agency could matter. So here’s my modest proposal. Let’s get agentic private banking before we get agentic checkout flows. And tune into the full episode here: