He's hit on an important point that has been lost on crypto for years. The real world is about connections. The "Down with the banks" "Down with governments" talk from the Bitcoin Maxis for years was the talk of children. As @bgarlinghouse said many years ago “Governments are going to bring out their tanks before they give up their control of the money supply." Nobody has worked with regulators from the start the way @ripple has. The XRP Army was right all along. #XRP