A payments app built on @Solana can ship entirely new experiences by simply swapping out the USDC token address for @xStocksFi or @orogoldapp or @DeFiCarrot or any other future onchain asset In tradfi, shipping stocks or precious metals or yield products like this would require literally years of engineering effort, new headcount, and new enterprise contracts We often talk about composability but not enough about what it means to have standardized financial rails One of the best reasons for corporates and neobanks to move on to Solana is that it massively accelerates TTM for new categories and reduces overhead