When it comes to money movement, I’m bearish and negative on the flurry of new centralized networks that aim to replace old centralized networks. The world needs and deserves an open, neutral network, not controlled by any single company or group. A true open money grid. The only “network” that’s fit for purpose with neutrality in mind, is Bitcoin. It used to be slow, expensive, and limited functionality-wise, which held it back, but this is no longer true. Everything else will fail, or end up being niche. Bitcoin will be the king interop network for all closed payment systems and wallets in the world.