In 2025, over 28% of U.S. adults hold a token. Crypto wallet providers are at the forefront of this adoption, delivering consumer experiences with better UX and smarter, more secure infrastructure. Here are 5 trends shaping wallet app development today 🧵

1/ Seedless authentication is becoming standard. Apps like @PassAppHQ use passkey login to eliminate seed phrases and simplify wallet UX, all while preserving secure key management. With HD wallets + smart contract access control, onboarding is now seamless and self-custodial.

2/ Embedded wallets = frictionless onboarding @moonshot is embedding crypto directly into the product experience, onboarding 1.5M+ users with wallets where key generation, recovery, and payments are invisible to users, but cryptographically secure under the hood.

3/ Programmable security is replacing static permissions. Session signing, spend limits, and time-based access are enforced at the policy layer, not hardcoded. @OriginalFunko's @Dropppio controls wallet access and actions while maintaining a smooth, intuitive interface.

5/ Composable compliance is closing the gap between user control and regulation. @mural_pay processed $200M+ in stablecoin volume while staying compliant by leveraging Turnkey’s non-custodial embedded wallets for its users.

6/ From programmable signing policies to account abstraction and session workflows, Turnkey helps teams build secure, seamless UX without exposing private keys. Read the full blog👇