Donald Trump is preparing to sign an executive order that would allow Bitcoin, gold, and other alternative assets in 401(k) plans. The move could radically change how Americans save for retirement, moving beyond the traditional stock-and-bond-only approach that has dominated for decades. Under the proposed order, regulators would be directed to identify and remove barriers that currently prevent professionally managed portfolios from holding digital currencies, precious metals, and private investments like private equity and infrastructure. The move is part of Trump’s broader push to mainstream crypto and alternative investing. Critics may view the policy as risky or politically motivated, but historical performance offers a compelling counterpoint. From 2015 to 2025, a portfolio with 60% stocks, 20% bonds, 10% Bitcoin, and 10% gold returned 601%. That’s nearly five times the 135% return of a traditional 60/40 mix. Even with slightly higher volatility, the alternative portfolio had a stronger Sharpe ratio, indicating better returns per unit of risk. If the next decade follows a similar pattern, this approach could significantly increase long-term retirement savings. Even with more modest returns, the gains still outpace the standard model. In a volatile economic environment, access to high-growth, low-correlation assets could redefine how Americans build wealth for the future.