If you're trying to get out of debt, Dave Ramsey says one of the worst things you can do is buy a new car. Instead, he recommends starting with a "beater"—an old, reliable car you can buy with cash. His reasoning is simple: car payments keep people stuck in debt and slow down financial progress. Ramsey argues that owning a flashy car while drowning in payments doesn’t help your future. “If you want to be middle class the rest of your life, keep a car payment,” he says. His advice is to sacrifice now so you can buy your dream car later—without borrowing a dime. Most millionaires, according to Ramsey, don’t drive luxury vehicles. They prioritize financial freedom over appearances. He points to people like Jeff Bezos and Google’s founders, who have all driven practical cars like Hondas and Toyotas. The core idea is to avoid car loans and unnecessary debt. Paying cash means no monthly stress and more money for your goals. Ramsey also suggests letting teenagers buy their own first cars. It teaches discipline, responsibility, and the value of money. For Ramsey, living debt-free isn’t just smart—it’s the path to real freedom. And it all starts with driving what you can truly afford.