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Incase you didn't know, @Mantle recently made a huge move—and it might be the future of Web3 banking.
They recently launched @URNeobank — a fully regulated, Swiss-backed neobank built entirely onchain.
UR unifies TradFi and DeFi into a seamless interface—letting users spend, save, and invest across crypto and fiat from a single account.
This was built for real-world usage as UR bridges your onchain assets to everyday spending—globally.
Whether you're earning yield, paying bills, or withdrawing funds, UR makes it frictionless.
It also boasts a Global-ready infrastructure:
• Swiss IBANs (USD, EUR, RMB, CHF)
• Mastercard debit card (Apple Pay + Google Pay support)
• Multichain USDC deposits
• Easy crypto to fiat on/off ramps
• Tier 1 banking rails (SWIFT, SEPA, SIC)
UR isn’t just a neobank—it’s the access layer to the entire Mantle financial stack:
• Onchain yield
• Investment products
• Borrow/lend
• Transparent finance
UR will eventually drive real utility for $MNT. As user demand for DeFi-native banking grows, so will demand for Mantle’s tokenised infrastructure.
This is how Web3 banking wins.
Front-end looks like TradFi as seen in the image below (I had the opportunity of testing it out as well).
Back-end is all onchain.

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