You: 1. Selling crypto for USDT on CEXs while being KYC'd. 2. Swap to USD in order to withdrawal to bank account. 3. Proof of income, residence, origin of funds, you will provide the CEX with anything they ask you for. 4. Finally withdrawal goes through, you wait a day or two until it is in your bank account. 5. At the end, you'll pay taxes on it. Me: 1. Swapping crypto for USDT via self-custody wallet and DEX or exchange aggregator for enhanced privacy. 2. Selling USDT for USD via OTC with a fee of 2%, USD straight deposited into my Cambodian bank account. That's it. Done. ~15 minutes.