People - the passing of the Genius Act implies you no longer need a bank account. Make a native crypto wallet (I recommend @phantom), earn and get paid in Stable Coin and live on Stable Coin. Banks and their fake money and "debt" are redundant. Adopt crypto for payments. No cards. No paper signatures. Nobody controlling your money and .... No debit and credit card fees. No ATM fees. No banking friction. No intermedieries between your money and the goods and services you need to live. Your money becomes YOURS. Crypto is PUBLIC money. Banks are private money you are lending from them with a high cost and they own you. Empower yourself. Take back your agency. Peer to peer value transfer. Pay each others wallets instantly. Cash is dead. Debit and credit cards are dead. It is a digital dollar economy now. Stable Coins are the new money and will change your life. Merchants, you can now just accept native crypto. You dont need to pay 5-7% overhead to payment processors like WorldPay, Stripe, Shopify, Visa and Mastercard, commercial banks and your customers payment in Stable Coin settles immediately, no waiting, no chargebacks, no fraud. Even better because crypto is transparent and self auditing you dont need a General Ledger software license, a tax accountant, or any accounting overhead. Simply make a blockchain wallet for your business, it already accounts for all P&L and income statements automatically. This is a technological disruption of Central Banking, Commercial Banking, Payment Processing, Point of Sale, Accounting, and hence the pushback from the establishment that earn billions on charging you fees to use your own money and account for your own money. It ends today. Accept crypto. Earn crypto. Save crypto. Pay with crypto. The result will be a renaissance in the global economy. Business will boom. Everything will get cheaper. More money will move faster than ever. People will learn about money and finance and make smarter decisions and GET OUT OF DEBT. Remove the rent seeking intermedieries that have placed layers of red tape in the economy raising the cost of living and profiting on your hard work by stealing your money in the name of "financial services" and cheap debt. Adopt crypto - its legal tender now. From today when you pay for anything say "DO YOU ACCEPT CRYPTO?" if they say no, say WHY NOT ITS THE LAW.