Here's why I think every company will become a fintech company (and it'll happen sooner than you think). Ten years ago, launching an app like Venmo took years of effort and millions in infrastructure. Today, you can build a global money app in a weekend. But speed isn’t the only story. It’s about owning the relationship. When you control payments and identity, you don’t just process transactions. You become the platform. That’s why companies like Airbnb and Uber aren’t stopping at moving money. They’re asking, 𝘸𝘩𝘺 𝘢𝘳𝘦𝘯’𝘵 𝘸𝘦 𝘵𝘩𝘦 𝘣𝘢𝘯𝘬? Stablecoin rails are making this shift inevitable. Instead of paying five providers to move money across borders, any company can embed finance end to end. And keep more of the value they create! For founders and operators, this raises urgent questions: - How much of your stack do you want to own? - What will you build once you control it? The companies answering these questions boldly will define the next decade of fintech.