Medical Doctor in New York sharing her experience with her personal health insurance coverage She estimates she’s pays about $5,000 per year for coverage and hasn’t used it in at least 3 years So after paying $15k, she went to the doctor one time, was charged $300 out of pocket for a regular visit and then the insurance company denied her medication “I had a singular office visit for one complaint. My insurance didn't cover the entirety of that visit. It cost me an additional $300 to include some lab work. But not only that, so now I'm out, we'll say $5,000 (for the year) plus $300 out of pocket. That wasn't covered for this office visit because I haven't used health insurance the rest of the year. My insurance denied the medication that was prescribed to me” “So I paid all that money to health insurance. I can't actually get what I need and I as a physician see these stories a million times a day” “It's just absolutely absurd that we are allowing the insurance companies and the healthcare system to function this way.”