Suze Orman is urging retirees to take advantage of the recent market rebound and rethink their investment strategies. After a rocky start to 2025, where the S&P 500 and Nasdaq 100 both saw sharp declines, markets have not only recovered but are posting gains. Orman sees this as a chance for older investors to rebalance while conditions are favorable. She warns that what worked in your 40s or 50s might not suit you in your 60s or 70s. While stocks still belong in a retirement portfolio, being too aggressive can increase risk. Someone with 80% in equities years ago might now want a more balanced allocation. Orman also emphasizes the need for a strong cash cushion. She recommends retirees keep two to three years’ worth of living expenses in cash to avoid selling investments in a downturn. That stability helps protect long-term returns and reduces stress during market dips. With future volatility likely, Orman says it’s smart to rebalance now. That might mean shifting assets, boosting cash reserves, or reevaluating risk tolerance. Her message is simple: adjust your portfolio as your life changes so you’re prepared for whatever the market does next.