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Arpit Gupta
Super interesting paper which argues that public (over?) insurance is why the Bronx burned in the 1970s

Paul Novosad5 tuntia sitten
Interesting, highly relevant. What happens when states force home insurers to do things that aren't in their interest (like premium caps, prohibitions of underwriting conditions) etc.
Hartley et al: effects of Fair Access to Insurance Requirements in the 1960s. 1/

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Arpit Gupta kirjasi uudelleen
My column in today's @FinancialXpress (with @AakankshaArora5) on how the obsession with "de-congestion" leads to urban sprawl, inadequate amenities and inefficient agglomeration. Unfortunately, this approach is embedded in our regulations despite decades of failure. The solution is to encourage concentration and build the infrastructure for it as it is both cheaper and more efficient. The good news is that a few states like UP have recently changed their codes to accommodate density.
For those who prefer to read online:

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